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Personal Comercial
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Access your accounts

Personal Comercial
Choose the option that best aligns with your business needs
We offer a variety of business loans and convenient options to help you achieve your business goals.
Explore the best financing options for your business.
FINANCING
Commercial Loans1
What would you like to do?
  • Do you want to expand your business, remodel it, need permanent capital, or an emergency loan? Buy a business in motion or share participation?
  • Interested in purchasing a property or your business needs a place to keep growing?
  • Need equipment to take your business to the next level?
Apply today 001-type_svg
FINANCING
Lines of credit1
Because you need:
Operational working capital, a reserve, unforeseen expenses, increase inventory and / or finance accounts receivable.
Benefits:
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Monthly payment determined by balance.
image
Flexibility to access funds.
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Alternative access to short-term financing.
Apply today 001-type_svg
FINANCING
Credit cards1
Some benefits:
image
Control your business expenses.
image
Set apart personal expenses from those of your business.
image
Strengthens cash flow.
image
Take advantage of the additional benefits that Mastercard® provides you. Get to know them here.
Apply today 001-type_svg
Choose an option
TYPE OF COLLATERAL
TERM LOAN WITH COLLATERAL
SBA LOANS & GUARANTEES
I will use property as collateral.
APPLY NOW 001-type_svg
A term loan with maximum amortization of 20 years.
If you are a small business owner, you can benefit from better opportunities with up to 90% of financing approval and maximum amortization of 25 years.
I will use equipment as collateral.
APPLY NOW 001-type_svg
A term loan with maximum amortization of 7 years.
If you are a small business owner, you can benefit from better opportunities with up to 90% of financing approval and better amortization based on the useful life of the equipment.
I will use cash as collateral.
APPLY NOW 001-type_svg
A term loan with maximum amortization of 20 years.
If you are a small business owner, you can benefit from better opportunities with up to 90% of financing approval and maximum amortization of 25 years.
I will not use collateral for the loan.
APPLY NOW 001-type_svg
If you are a small business owner, you can benefit from better opportunities with up to 90% of financing approval and maximum amortization of 10 years.
If you are a small business owner, you can benefit from better opportunities with up to 90% of financing approval and maximum amortization of 10 years.
I will use property as collateral.

Term Loan with Collateral

A term loan with maximum amortization of 20 years.

SBA Loans & Guarantees

If you are a small business owner, you can benefit from better opportunities with up to 90% of financing approval and maximum amortization of 25 years.

APPLY NOW 001-type_svg
I will use equipment as collateral.

Term Loan with Collateral

A term loan with maximum amortization of 7 years.

SBA Loans & Guarantees

If you are a small business owner, you can benefit from better opportunities with up to 90% of financing approval and better amortization based on the useful life of the equipment.

APPLY NOW 001-type_svg
I will use cash as collateral.

Term Loan with Collateral

A term loan with maximum amortization of 20 years.

SBA Loans & Guarantees

If you are a small business owner, you can benefit from better opportunities with up to 90% of financing approval and maximum amortization of 25 years.

APPLY NOW 001-type_svg
I will not use collateral for the loan..

Term Loan with Collateral

A term loan without collateral with maximum amortization of  5 years. Personal guarantees from the business owners are required

SBA Loans & Guarantees

If you are a small business owner, you can benefit from better opportunities with up to 90% of financing approval and maximum amortization of 10 years.

APPLY NOW 001-type_svg
For Daily expenses, these are the options that best align with your needs:
Term Loan with Collateral:
A term loan with maximum amortization of 7 years.
SBA Loans & Guarantees:
If you are a small business owner, you can benefit from better opportunities with up to 90% of financing approval and better amortization based on the useful life of the equipment.
Apply now 001-type_svg
Based on your previous selections, these are the options that best align with your needs:
Term Loan with Collateral:
A term loan with maximum amortization of 20 years.
SBA Loans & Guarantees:
If you are a small business owner, you can benefit from better opportunities with up to 90% of financing approval and maximum  amortization of 25 years
Apply now 001-type_svg
Explore the best financing options for your business.
FINANCING
Commercial Loans1
What would you like to do?
  • Do you want to expand your business, remodel it, need permanent capital, or an emergency loan? Buy a business in motion or share participation?
  • Interested in purchasing a property or your business needs a place to keep growing?
  • Need equipment to take your business to the next level?
Apply today 001-type_svg
FINANCING
Lines of credit1
Because you need:
Operational working capital, a reserve, unforeseen expenses, increase inventory and / or finance accounts receivable.
Benefits:
image
Monthly payment determined by balance.
image
Flexibility to access funds.
image
Alternative access to short-term financing.
Apply today 001-type_svg
FINANCING
Credit cards1
Some benefits:
image
Control your business expenses.
image
Set apart personal expenses from those of your business.
image
Strengthens cash flow.
image
Take advantage of the additional benefits that Mastercard® provides you. Get to know them here.
Apply today 001-type_svg
image
Required documents

Minimum documents required:

  • Financial Statements or Income Tax Returns for any legal entity including affiliates and/or subsidiaries for the last 3 years
  • Income Tax Returns for every natural person associated with the financing for the last 3 fiscal years
  • Projections with assumptions (new business or expansion)
  • Personal Financial Statement
  • Interim Financial Statements if 6 months of the fiscal year have already passed
  • Business Bank Statements (6 months minimum)
  • Financial Statements or Income Tax Returns for the last 2 years of the ongoing business that is intended to be purchased

 

Note: Other documents may be required depending on the complexity of the request.

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Required documents
  • Tax ID Evidence (does not apply to DBA under individual’s social security).
  • Identification of the signatories (if the address on the identification is different to the one provided for the account or the ID has no physical address, you should provide a utility bill).
  • Additional documents must be required depending on the entity.
How can we help you?

Call us:

340.693.9741

Customer Servcice

Toll free: 340.693.9741

Automatic Service 24/7:

Toll free: 340.693.9741

We’re available for you 24/7. 
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Looking for personalized assistance?
Book a visit with a specialist at your closest branch.
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Got questions?
Visit our Help section to learn more about our products and services.
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Disclosures

 

Certain terms, conditions and restrictions apply. For business customers only.

 

(1) Subject to credit approval. Equal Credit Lender. Certain terms, conditions, and restrictions apply. For business purposes only. Credit products are not insured or guaranteed by the FDIC.

 

To collaborate with the government in the fight against the financing of terrorism and money laundering activities, the federal law requires that every financial institution obtain, verify and record information that allows identifying any person who opens an account. For you this means that when you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We will also request that you show us your driver’s license or other identification documents. In addition, Effective May 2018, EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number, % Ownership as well as identification documents) for each individual that has beneficial ownership (25% or more) and one individual that has significant managerial control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation (Certification of Beneficial Owner) and to certify that this information is true and accurate to the best of your knowledge.