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US Virgin Island
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Personal Comercial
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Personal Comercial
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Oriental Cash Management
Control your business transactions with our online technology. Manage cash flow and make payroll at your convenience. Start the process to enjoy Oriental Cash Management.
Control your business transactions
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24/7
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Mobile banking 1 available to deposit your checks and more.
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Make transfers between your accounts.
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Check your commercial transactions in time, like loans and lines of credit.
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Order stop payments 2 on outstanding checks and items.
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Make payments to employees and vendors.
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Different  businesses. Different needs. One flexible system.
Whatever the size of your company, we have your next steps covered. A modular, flexible system designed to adapt to the stage and needs of your business.
Essential

Ideal for small businesses that want simple and efficient banking from day one.

 

Monthly price from $5
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TERMS AND CONDITIONS 001-type_svg
Preferred

Perfect for businesses that are scaling operations and increasing the complexity of their payments.

 

Monthly price from $20

 

For more information, call us at 340.693.8741

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Prime

Designed for businesses requiring multiples payment channels.

 

Monthlyu price from  $45

 

For more information, call us at 340.693.9741

Precio Mensual desde $5.00
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OFRECIMIENTO
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ESSENTIAL
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PREFERRED
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PRIME
Companies and Users
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One
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Multiple

Múltiples

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Multiple
Accounts
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1
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3
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5
Transaction History
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12 months


(previusly 3 months)
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18 months


(previusly 12 months)
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18 months


(previusly 12 months)
Online and mobile 1 banking, with remote check deposit 3 
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Reporting
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Basic
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Basic
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Standard
"Intraday" Balance
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Check Images
(deposited and paid checks)
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Premium Alerts
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Stop Payment Module 2
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Loan Payments and Advances 4
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Express Transfers
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Loan Report8
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Credit Card Report Module 8
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ACH Positive Pay 
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Can be added at additional cost
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Can be added at additional cost
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9
Fraud Prevention
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Reverse Positive Pay 3
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Positive Pay Module 4
ACH Template Module
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Can be added at additional cost
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ACH Transactions
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First 25 transactions per month at no additional cost 7
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First 25 transactions per month at no additional cost 7
Wire Transfer Module
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Can be added at additional cost
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tools
Guide on how to use your Oriental Cash Management tools
001-type_svg WIRE TRANSFER MODULE 001-type_svg
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Disclosures

 

Certain terms, conditions and restrictions apply. For business customers only.

 

(1) Online and Mobile Banking (Oriental Cash Management) The functions described in this section are only available to customers enrolled in Oriental Cash Management services, by contracting one of the available service packages and as detailed in the "Cash Management Services Agreement" included in the Commercial Deposit Account Agreement. Certain fees and restrictions apply. Charges from your Internet service provider may apply; for more information, consult your provider.

 

(2) Each stop payment has a $15 fee.

 

(3) Remote Check Deposit: Subject to meeting eligibility parameters. Remote Check Deposit Limit: 40 checks per day, 120 checks per month, $30,000 per check, daily deposit limit of $90,000, monthly deposit limit of $150,000. Any check must be in the name of the owner of the account into which it is deposited and properly endorsed. Subject to Oriental Bank's Funds Availability Policy.

 

(4) Loan Payments and Line of Credit Online Advances are only available to customers with Lines of Credit with Overdraft Protection. Additional restrictions may apply.

 

(5) Reverse Positive Pay for Preferred packages require that a person log in daily to the Reverse Positive Pay Module within Oriental Cash Management to approve any check before the cutoff time; otherwise, it will be returned. Included for one (1) account. Charge applies for additional accounts.

 

(6) Positive Pay for Prime package requires that a person log in daily to the Positive Pay Module within Oriental Cash Management to approve any check exceptions before the cutoff time; otherwise, it will be returned. Included for one (1) account. Charge applies for additional accounts.

 

(7) Applies to Preferred and Prime packages. The first 25 monthly ACH transactions are included at no cost. The Advanced ACH Report is included with this module, allowing automation of ACH templates, user-friendly reports for ACH corrections and returns.

 

(8) Registration is required to access the reporting system.

 

(9) Service included for 1 account. Charge applies for additional accounts.

 

For more information, you may request the disclosure of the accounts in our branches. Access this link for the Commercial Deposit Accounts Contract.

 

To collaborate with the government in the fight against the financing of terrorism and money laundering activities, the federal law requires that every financial institution obtain, verify and record information that allows identifying any person who opens an account. For you this means that when you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We will also request that you show us your driver’s license or other identification documents. In addition, Effective May 2018, EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number, % Ownership as well as identification documents) for each individual that has beneficial ownership (25% or more) and one individual that has significant managerial control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation (Certification of Beneficial Owner) and to certify that this information is true and accurate to the best of your knowledge.

Commercial Services
We provide you with the technology, experience and quality service that lets you maximize your cash management.
We provide you with the technology, experience and quality service that lets you maximize your cash management.
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Point of Sales (POS)
Be more efficient with your business. Use our payment transaction system.

A POS solution makes it easy for business customers to accept major credit and debit cards in their businesses, plus:

 

  • Streamlines the availability of funds through electronic deposits.

  • }Decreases the risk of fraud and theft as it reduces cash handling.

  • Allows customers to get a detailed sales summary.

  • Provide technical support 24/7.

  • Acceptance of payment methods increases.

  • Offers alternative payment methods.
MORE INFORMATION ABOUT OUR POINS OF SALE 001-type_svg
Paynet Plus
Better way to manage your business
Better way to manage your business.

Paynet Plus is an integrated suite that offers payments processing by accounts or credit card transactions, remote deposit processing solutions, and a full array of reporting capabilities. Also, all major credit cards are supported by the platform. All transactions are confirmed online in real-time to the user payer) by email.
Point of Sales (POS)
Be more efficient with your business. Use our payment transaction system.

A POS solution makes it easy for business customers to accept major credit and debit cards in their businesses, plus:

 

  • Streamlines the availability of funds through electronic deposits.
  • }Decreases the risk of fraud and theft as it reduces cash handling.
  • Allows customers to get a detailed sales summary.
  • Provide technical support 24/7.
  • Acceptance of payment methods increases.
  • Offers alternative payment methods.
MORE INFORMATION ABOUT OUR POINS OF SALE 001-type_svg
Paynet Plus
Better way to manage your business
Better way to manage your business.

Paynet Plus is an integrated suite that offers payments processing by accounts or credit card transactions, remote deposit processing solutions, and a full array of reporting capabilities. Also, all major credit cards are supported by the platform. All transactions are confirmed online in real-time to the user payer) by email.

Disclosures

 

Certain terms, conditions and restrictions apply. For business customers only.

 

For more information, you may request the disclosure of the accounts in our branches. Access this link for the Commercial Deposit Accounts Contract.

 

To collaborate with the government in the fight against the financing of terrorism and money laundering activities, the federal law requires that every financial institution obtain, verify and record information that allows identifying any person who opens an account. For you this means that when you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We will also request that you show us your driver’s license or other identification documents. In addition, Effective May 2018, EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number, % Ownership as well as identification documents) for each individual that has beneficial ownership (25% or more) and one individual that has significant managerial control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation (Certification of Beneficial Owner) and to certify that this information is true and accurate to the best of your knowledge.