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Puerto Rico
US Virgin Island
Property and vehicle insurance
Be ready for the unexpected with coverage that protects what matters to you.
What type of insurance do you need?
Oriental Insurance LLC gives you the opportunity to choose the coverage that best fits your needs.
- Commercial
Commercial Property
- Building – covers the commercial structure against damage from risks such as fire, hurricane, earthquake, among others.
- Business Personal Property – covers the business contents/inventory against damage from risks such as fire, hurricane, earthquake, among others.
- Business Interruption – covers loss of income during the period in which the business can't operate due to direct property damage from risks covered under the policy.
Builder Risk
Protects buildings and structures during construction and/or remodeling, with coverage for materials, machinery, and equipment.
Commercial General Liability
Covers legal liability for bodily injury to third parties and damage to third-party property arising from acts performed in the course of your business operations.
Inland Marine
This insurance covers damage to commercial property while it's transported over land. Coverage extends to the owner’s property or while it's under the care, custody, and control of the insured.
Crime
This coverage protects your business against theft, robbery, forgery, dishonest acts committed by employees, and other crimes.
Commercial Auto
Provides coverage for all types of commercial-use vehicles. Under this policy, you may include physical damage, general liability, medical payments, roadside assistance, and gap coverage.
Garage
Covers physical damage and general liability for vehicles under your business’s custody. Designed for businesses dedicated to repairs, parking services, auto dealers, and repair shops.
Umbrella
Provides additional general liability coverage when claim payments or settlements exceed the limits of your primary policy.
Professional Liability
Covers claims brought by a third party against a professional for negligence, errors, or omissions while performing their work.
Surety Bonds
Guarantees an obligation that the client has with a third party. Surety bonds arise at the request of the beneficiary (third party). The surety provides its financial backing as a guarantee to a third party.
