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BENEFITS
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1.99% APR1 on purchases and balance transfers for 6 months. After offers expire, applies regular rates 13.20% to 23.20% on purchases and transfers.1
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$0 Annual Fee 1 year. 1
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Earn 1 point for every $1 in purchases. 1
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SecurLOCK™ is an easy-to-use application that allows you to protect your cards in a way that is safe, simple, and free.
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ADDITIONAL BENEFITS 2

Paying with your card is fast and secure thanks to contactless technology.
Just tap it on the reader And you’re all set. if the device doesn’t have this Option, you can use the chip or the magnetic stripe. each payment generates a unique code that helps detect fraud.
Add your card to your smartphone or smartwatch digital wallet.
Pay with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay.
Certain terms and conditions apply according to the provider selected among Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, and Garmin Pay. Oriental Bank is not responsible for failures or issues with the providers that may prevent a transaction from being completed.
Paying with your card is fast and secure thanks to contactless technology.
Just tap it on the reader and you’re done. If this option is not available, you can use the chip or magnetic stripe. Each payment generates a unique code that helps detect fraud.
Add your card to your smartphone or smartwatch digital wallet.
Pay with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay.
Certain terms and conditions apply according to the provider selected among Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, and Garmin Pay. Oriental Bank is not responsible for failures or issues with the providers that may prevent a transaction from being completed.
BENEFITS PROVIDED BY MASTERCARD
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Mastercard® Identity Theft Protection™:

Protect your identity and detect suspicious activity to help prevent potential fraud. This service is free, but you must register to use it.

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Purchase protection:
Receive reimbursement for your purchases in case of theft and/or damage up to 30 days after the purchase.
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Extended warranty:
It extends the terms of the original manufacturer’s or store warranty for up to one (1) year.
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Mastercard Global Service:

Receive emergency card assistance via phone call anytime, anywhere. Learn the assistance numbers for this service.

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Does its security convince you?
Apply for your card right here.
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Mandatory Disclosures

 

Subject to credit approval. Certain terms, conditions and restrictions apply.

 

(1) For further details on charges, interest rates and penalty fees please refer to the terms and conditions link.

 

(2) Insurance and services offered directly by MasterCard International. MasterCard® is a registered trademark of MasterCard International Region LAC and is used by the licensed issuer. Payment Protection Plan insurance is optional. Cost of $ .82 per $ 100 balance. Oriental will not condition the decision of your credit on the purchase of insurance; Or you agree not to obtain insurance from an unaffiliated entity. The Bank will not reject insurance presented by you for your transaction when it meets the requirements of cover, financial soundness and the services provided by the insurer. Insurance products are not a deposit or obligation of, or guaranteed by, the Bank or its affiliates; Are not insured by the FDIC or any other agency in the United States.

 

To collaborate with the government in the fight against the financing of terrorism and money laundering activities, the federal law requires that every financial institution obtain, verify and record information that allows identifying any person who opens an account. For you this means that when you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We will also request that you show us your driver’s license or other identification documents. In addition, Effective May 2018, EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number, % Ownership as well as identification documents) for each individual that has beneficial ownership (25% or more) and one individual that has significant managerial control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation (Certification of Beneficial Owner) and to certify that this information is true and accurate to the best of your knowledge.

Mandatory Disclosures

 

Subject to credit approval. Certain terms, conditions and restrictions apply.

 

(1) For further details on charges, interest rates and penalty fees please refer to the terms and conditions link.

 

(2) Insurance and services offered directly by MasterCard International. MasterCard® is a registered trademark of MasterCard International Region LAC and is used by the licensed issuer. Payment Protection Plan insurance is optional. Cost of $ .82 per $ 100 balance. Oriental will not condition the decision of your credit on the purchase of insurance; Or you agree not to obtain insurance from an unaffiliated entity. The Bank will not reject insurance presented by you for your transaction when it meets the requirements of cover, financial soundness and the services provided by the insurer. Insurance products are not a deposit or obligation of, or guaranteed by, the Bank or its affiliates; Are not insured by the FDIC or any other agency in the United States.

 

To collaborate with the government in the fight against the financing of terrorism and money laundering activities, the federal law requires that every financial institution obtain, verify and record information that allows identifying any person who opens an account. For you this means that when you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We will also request that you show us your driver’s license or other identification documents. In addition, Effective May 2018, EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number, % Ownership as well as identification documents) for each individual that has beneficial ownership (25% or more) and one individual that has significant managerial control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation (Certification of Beneficial Owner) and to certify that this information is true and accurate to the best of your knowledge.