Mandatory Disclosures

The FDIC does not insure investment products; they are neither deposits nor obligations of Oriental Bank and are not guaranteed by Oriental. They are subject to investment risks, including the possibility of losing the capital invested. Ask for a Prospectus before investing. Oriental Financial Services is the distributing Agent. Member, FINRA & SIPC. Consult your tax Advisor. The Tax Deferred Compensation Plan is a product of Oriental Trust, a department of Oriental Bank.

To collaborate with the government in the fight against the financing of terrorism and money laundering activities, the federal law requires that every financial institution obtain, verify and record information that allows identifying any person who opens an account. For you this means that when you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We will also request that you show us your driver’s license or other identification documents. In addition, Effective May 2018, EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number, % Ownership as well as identification documents) for each individual that has beneficial ownership (25% or more) and one individual that has significant managerial control of the Legal Entity. If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation (Certification of Beneficial Owner) and to certify that this information is true and accurate to the best of your knowledge.