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Puerto Rico
US Virgin Island
The credit card does not have a cost. However, we recommend that you review the terms and conditions of your account agreement.
There are several ways to make your payment:
1. Online through:
- The EZ Card page
- Your Online Banking at the Pay Bill section, or the Account Summary section
- Through the Service portal.
2. Calling 787-777-7117 Monday through Friday from 7:00 a.m. to 7:00 p.m. and Saturdays from 8:00 a.m. to 5:00 p.m.
Of course, click here to register your card and view your transactions, among other features such as managing alerts, making payments on your card, viewing your transaction history and more.
If you have cards in other banks and want to consolidate, call us at 787-777-7777 to find out about the different offers and complete the application.
It’s simple. They will be added to your credit card’s outstanding balance and you will only have to pay the required minimum payment installments. It is important to always make the minimum payment to avoid late payment fees, penalties and other charges, under the terms of your account.
The annual percentage rate (APR) is a measure of the cost of credit, expressed as a yearly rate and applied to any outstanding balance on the credit card each month. The APR can also be used to make a standard comparison with other credit cards.
To avoid paying additional interest on your monthly purchases, you can pay the balance on your itemized statement in full. On the other hand, if you only make the minimum payment, your transactions will be added to the total balance and they may generate financing charges, better know as interest.
The minimum age to apply for an unsecured credit card is 18 years old. For secured credit cards, if you are under 21 but over 18 years of age, you must present acceptable evidence of emancipation or marriage.
Call us toll free, 24 hours a day, 7 days a week at 1-877-541-5739.
Call us toll free, 24 hours a day, 7 days a week at 1-877-541-5739 and one of our representatives will assist you with the process.
Mandatory Disclosures
Subject to credit approval. Certain terms, conditions, and restrictions apply.
(1) For additional details regarding fees, interest rates, and penalty charges, please refer to the terms and conditions link.
(2) Insurance and services are provided directly by MasterCard International. MasterCard® is a registered trademark of MasterCard International Region LAC and is used by the issuer under license. The Payment Protection Plan insurance is optional. Cost is $0.82 for every $100 of balance. Oriental will not condition your credit decision on the purchase of insurance, nor on your agreement not to obtain insurance from a non-affiliated entity. The Bank will not reject insurance presented by you for your transaction when it meets the insurer’s coverage requirements, financial strength, and services. Insurance products are not a deposit or obligation of, nor guaranteed by, the Bank or its affiliates; they are not insured by the FDIC nor by any other U.S. agency.
To assist the government in the fight against terrorism financing and money laundering, federal law requires all financial institutions to obtain, verify, and record information that identifies every person who opens an account. This means that when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also request your driver’s license or other identifying documents. In addition, as of May 2018, EACH time an account is opened for a covered legal entity, we must request identifying information (name, address, date of birth, Social Security number, ownership percentage, as well as identification documents) for each individual who ultimately owns 25% or more, and for one individual with significant managerial control of the legal entity. If you are opening an account on behalf of a legal entity, you will be required to provide the appropriate documentation (Certification of Beneficial Owners) and certify that this information is true and accurate to the best of your knowledge.